This semi-monthly savings challenge is designed to help you save $7,000 in 12 months by setting aside money twice each month. With 24 semi-monthly paychecks, you’ll save about $292 per paycheck, turning a large goal into a clear and manageable plan.
By breaking the total into consistent, predictable contributions, this plan helps you build strong saving habits. Regular deposits keep you disciplined, create momentum, and steadily grow your savings over the year.
Perfect for funding a major purchase, boosting your emergency fund, or reaching a short-term financial milestone, this semi-monthly plan keeps you motivated and on track to reach $7,000 in a year.
